For many, the American Dream is encapsulated in a single, tangible goal: homeownership. It’s a symbol of stability, success, and personal achievement. Yet, for an increasing number of aspiring homeowners, the traditional route is fraught with obstacles—sky-high prices, stringent credit requirements, and, most daunting of all, the hefty down payment. It’s this initial financial hurdle that often turns the dream into a mirage, just out of reach for the average American.Enter the concept … [Read more...]